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  1. #1

    Join Date
    Feb 2007
    Posts
    32

    Default Optus handset insurance for the iPhone - worth it???

    I have a 16Gb Iphone with Optus as does my wife, we are considering the $8.13 insurance plan with Optus.

    I am just worried if we drop the phone or it's stolen etc that we aren't covered and have have to worry about forking over for a new handset.

    Can anyone tell me if it's worth having, any experience or issues you have had with Optus's mobile insurance.

    Is it worth the extra $8.13 and do you think this is essential with a device like the iphone.

    Just don't want to pay for it if they are a nightmare to deal with if making a claim.

    Cheers

  2. #2

    Join Date
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  3. #3

    Join Date
    Apr 2005
    Location
    Adelaide SA
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    1,049

    Default

    I added my iphone to my home contents insurance with SGIC. They said I will be covered for damage, theft or loss world-wide. I think it only cost me an extra $5 or $10 a year extra. I specifically listed it as an iPhone on my policy. There was no problem.
    iMac 24" 2.8 GHz (2008), Macbook Air (1st Gen), iPhone 3g, iPod Shuffle 2g (Product Red), Apple TV, Airport Express (N).

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  4. #4

    Join Date
    Apr 2008
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    Sydney
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    190

    Default

    It's cheap, on a 24 month contract with optus you get 2 months free and it covers accidents that are your fault and theft. That is about $180 over 2 years which is quite cheap really.

  5. #5

    Join Date
    Jul 2008
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    N/A
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    20

    Default

    I've taken the Optus insurance plan, definitely worth the peace of mind imo.
    13" Macbook 2.2GHz 2GB RAM | 16GB  iPhone 3G (White) | 160GB iPod Classic

  6. #6

    Join Date
    Dec 2005
    Location
    Sydney, Australia.
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    2,167

    Default

    I also have it. I think you need some kind of insurance, go with it unless you get a better offer.
    | iMac Alu.| 11-inch MacBook Air | iPhone 4S 64GB

  7. #7

    Join Date
    Jul 2008
    Location
    Brisbane
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    863

    Default

    yes is worth it..
    once i (some one stole ) my sony ericsson phone and insurance through optus got me a new one..exactly the same

  8. #8
    richbowen's Avatar richbowen is offline @Ancible

    Join Date
    Apr 2005
    Location
    Melbourne
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    1,257

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    I'm with Carlow1 ... you'll save a lot of money if you just use your standard home contents insurance. The phone may already be covered, but it doesn't hurt to call your insurance company to check.

    Stating the obvious, but I disagree with the rest of you ... $90 a year for a phone, when you can insure your whole house contents for what, $500 ... $90 a year is expensive.
    ---
    MTAU member since 2005!
    Owner of Bags in Motion - selling urban and commuter cycling gear.

  9. #9

    Join Date
    Apr 2008
    Location
    Melbourne
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    94

    Default

    I never buy insurance for a phone. Never had to, never broke them, never lost them. *knocks on wood*. BUT, I figure if something happens, the $180 I would have paid for the insurance, is almost the cost of a $199 replacement IF something happened.

  10. #10

    Join Date
    Jul 2008
    Location
    Sydney, Australia
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    96

    Default

    With Optus insurance, you also have to pay extra to get it repaired or replaced. It's $50 and $100 respectively.

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